FAQ

FAQ

1. Commercial General Liability is the cornerstone of any business, a must have policy, protects your premises, work completed, operations and products. If you make, sell, distribute and handle products made in the United States, Canada and those international air and water spaces.

2. Workers Compensation - Insurance pays for 100 % of all work related injuries plus salaries, the cost to defend you, you may be exempt, but you're still liable!

3. Are there fees associated with a broker or are my premiums going to be higher if I use a broker? There are no fees and your premium is not affected by broker or agent use nor are your premiums increased.

4. Are there ways to lower my premiums? Yes by placing strategic plans with features in place, education on using your plan smartly, education on healthy lifestyles.

5. What do I look for in an insurance company? Their financial strength, size of their network, approved plans by the state and Incorporated in the state you live in.

6. Business Income protection can pay you while your business is not operating because of an insurable event it is separate from property insurance and must be purchased additionally from business property insurance.

7. Fully Insured will allow you to acquire more bids and contracts, which means your insurance costs will be offset.